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Mortgage Calculator



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 Georgia Dream Homeownership Program  

 Loan Financing Information

It's easy to qualify!

      1.    Your total annual household income cannot exceed the following limits based on the number of persons living in the home:

                   Household Size                         Total Household Income Statewide

                   One or two persons                                       $58,000

                   Three or more persons                                   $67,000

      2.     You must be a first time homebuyer or not have owned a home in the past three years, or purchase a home in a targeted area to qualify for first mortgage financing. (Areas include but are not limited to: Cook and Colquitt Counties.)

     3.    The purchase price of the home that will be financed by the Georgia Dream Program may not exceed the purchase price limits below:

                  Statewide                  $200,000

How to apply

Contact us and let us know you are interested by e-mail or telephoning us at 229-546-4215.  The Bank of Lenox can pre-qualify you and will complete the mortgage loan process.




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