CHECKING SAVINGS CD'S IRA'S HOME PERSONAL BUSINESS AUTO   PRIVACY POLICY     MasterCard Debit Cards are available on all Checking Accounts.  Apply today!      24 hour ATM Service is free with all Bank of Lenox accounts. Access to account information is available 24 hours a day at www.bankoflenox.com through Internet Banking. . .Checking Accounts                            Check out our Totally FREE Checking accounts, as well as Internet Banking & Bill Pay! Non-Interest Bearing Accounts     Freedom Checking- Minimum $50.00 deposit to open TOTALLY FREE Unlimited transactions FREE E-Statements FREE MasterCard Debit Card FREE 1st order of Bank of Lenox checks FREE Internet Banking & Bill Pay Regular Checking- Minimum $200.00 deposit to open FREE with Daily Balance of $750.00 or more; If the Daily Balance falls below $750.00 during the statement cycle, a $7.00 monthly maintenance fee and a 0.42¢ per item charge will apply. Unlimited transactions FREE E-Statements FREE MasterCard Debit Card FREE Internet Banking & Bill Pay Single Club Checking- Minimum $200.00 deposit to open $10.00 monthly maintenance fee Unlimited transactions FREE E-Statements FREE MasterCard Debit Card FREE Internet Banking & Bill Pay Joint Club Checking- Minimum $200.00 deposit to open $12.00 monthly maintenance fee Unlimited transactions FREE E-Statements FREE MasterCard Debit Card FREE Internet Banking & Bill Pay Teachers Checking- Minimum $200.00 deposit to open FREE with Daily Balance of $501.00 or more; If the Daily Balance falls below $501.00 during a statement cycle a $7.00 maintenance fee will apply. Qualified education employees only Unlimited transactions FREE E-Statements FREE MasterCard Debit Card FREE Internet Banking & Bill Pay Sanderson Farms Checking- Minimum $200.00 deposit to open FREE with Daily Balance of $201.00 or more; If the Daily Balance falls below $201.00 during a statement cycle a $7.00 maintenance fee will apply. Current Sanderson Farms employees only Unlimited transactions FREE E-Statements FREE MasterCard Debit Card FREE Internet Banking & Bill Pay Hospital Checking Minimum $200.00 deposit to open FREE with Daily Balance of $201.00 or more; If the Daily Balance falls below $201.00 during a statement cycle a $7.00 maintenance fee will apply. Unlimited transactions FREE E-Statements FREE MasterCard Debit Card FREE Internet Banking & Bill Pay Small Business Checking- Minimum $1,000.00 deposit to open Flat $7.00 Monthly Maintenance Fee FREE E-Statements FREE MasterCard Debit Card FREE Internet Banking & Bill Pay Regular Business Checking- Minimum $1,000.00 deposit to open Monthly Account Analysis Charge (see bank disclosures for more details) FREE E-Statements FREE MasterCard Debit Card FREE Internet Banking & Bill Pay Interest Bearing Accounts                                 ... Senior Checking Account- Minimum $200.00 deposit to open Totally FREE to seniors age 55 and up Interest compounded monthly & only paid on Daily Balances of $501.00 or more FREE E-Statements FREE MasterCard Debit Card FREE Internet Banking & Bill Pay Preferred NOW Account- Minimum $1,000.00 deposit to open TOTALLY FREE Interest rates comparable to CDs, without long-term investment constraints Tiered Interest Rates depending on Daily Balance Interest compounded monthly FREE E-Statements FREE MasterCard Debit Card FREE Internet Banking & Bill Pay Now Account - Minimum $1,000.00 deposit to open FREE with Daily Balance of $1,000.00 or more; If Daily Balance falls below $1,000.00 during the statement cycle, a $10.00 maintenance fee and a 0.50¢ per item charge will apply Must maintain a Daily Balance of $1,000.00 or more for the entire statement cycle to obtain the disclosed annual percentage yield. Interest compounded monthly FREE E-Statements FREE MasterCard Debit Card FREE Internet Banking & Bill Pay Super Now Account - Minimum $2,500.00 deposit to open FREE with Daily Balance of $2,500.00 or more; If Daily Balance falls below $2,500.00 during the statement cycle, a $10.00 maintenance fee and a 0.50¢ per item charge will apply Must maintain a Daily Balance of $2,500.00 or more for the entire statement cycle to obtain the disclosed annual percentage yield. Interest compounded monthly FREE E-Statements FREE MasterCard Debit Card FREE Internet Banking & Bill Pay Investment Saving Accounts                   Reward Savings- Minimum $100.00 to open High Rate Savings Account Must have another Bank of Lenox account to qualify for the Reward Savings account By law we only allow: 6 transfers per month if by preauthorized or automatic transfer, telephone (including data transmission) agreement, order or instruction. Three (3) of these transfers may be made by check, draft, debit card or similar order (POS transactions) made by the depositor and payable to third parties.  Transfers and withdrawals made in person, by messenger, by mail, or at an ATM are unlimited. Must maintain a minimum Daily Balance of $100.00 or more each day to obtain the disclosed annual percentage yield. Interest compounded quarterly. If account is closed before interest is paid,  accrued interest will be forfeited.  FREE E-Statements FREE Internet Banking Regular Savings - Minimum $100.00 deposit to open By law we only allow: 6 transfers per month if by preauthorized or automatic transfer, telephone (including data transmission) agreement, order or instruction. Three (3) of these transfers may be made by check, draft, debit card or similar order (POS transactions) made by the depositor and payable to third parties.  Transfers and withdrawals made in person, by messenger, by mail, or at an ATM are unlimited. Must maintain a minimum Daily Balance of $100.00 or more each day to obtain the disclosed annual percentage yield. Interest compounded quarterly. If account is closed before interest is paid,  accrued interest will be forfeited.  FREE E-Statements FREE Internet Banking Certificates of Deposit - Competitive rates of return. Interest compounded quarterly Penalty for early withdrawal FREE Internet Banking Individual Retirement Accounts - Pay yourself first with an IRA which protects deposited funds from taxation until retirement (excluding Roth IRA). Competitive rates of return Interest compounded quarterly Penalty for early withdrawal Loans                                                     Bank of Lenox offers loans for: Home Auto Commercial/Business Purposes Farmland Debt Consolidation Personal Expenses Lines of Credit We offer a wide array of lending solutions, payment terms and competitive interest rates.